It’s probably not the sexiest thing the two of you have on the to-do list but putting it off could see you butting heads. Whether or not money issues got in the way of past relationships, you may be thinking, there’s no way you’re going to pull back on that long passionate kiss you might […]
Advanced Planning Articles
5 risks of going guarantor on your child’s home loan
If you’re going to balance the future of your own home or property on your child’s reliability to pay their mortgage, make sure you’re across the risks. The majority of Aussies take about 3.7 years to save for a deposit on a first home, with a third of the nation taking just over five years1. […]
How to invest in property without actually buying one
You don’t have to be a landlord, deal with tenants or put a deposit down on a home to get your foot in the property market While investing in property may be a dream of yours, saving for a deposit, dealing with tenants and paying off a mortgage mightn’t be. The good news is there are opportunities […]
8 money tips for when your kid lands their first full-time job
Your kid may not have listened to anything you've said over the past umpteen years, particularly when it came to their dating preferences, coming home on time and cleaning up after themselves. However, now they’ve landed their first full-time job, there’s a possibility that could change, which might be music to your ears, particularly if […]
Reverse mortgages: Short-term gain, long-term pain
Residential property has long been a major store of wealth for average Australians. The home remains the primary assets for the majority of people and the property market – particularly in major cities – has generally been kind for those who were in the market over the past decade or so. But with the ageing […]
A dynamic approach to retiree spending and drawdowns
Here's a critical question for retirees and those nearing retirement: How much are you intending to drawdown and spend each year from your retirement savings? Historically-low yields, expected muted portfolio returns and growing life expectancies can make this a particularly challenging question. Many retirees try to balance the competing priorities of maintaining a relatively consistent […]
Dealing with the ‘housing wealth effect’ – to your advantage
Are you feeling wealthier, less wealthy or somewhere in between? You may be experiencing what is sometimes called "the housing wealth effect". Movements in house prices, up and down, can affect how we feel about the state of our wealth and our willingness to spend, suggests a Reserve Bank paper* published several years ago. Under […]
One memorable way to remember stuff
By Flying Solo contributor Lucinda Lions Have you ever said to yourself, “That’s a great idea, I don’t need to write it down,” only to regret your decision within 17.7 seconds? Here's a quick, easy way to remember names, numbers and everyday information. Is this you? Have you ever been driving along and tried to memorise […]
How do you behave in the face of fear?
How do you behave in the face of fear? Do you run towards danger, or turn and flee? Knowing how you and others react to extreme situations might seem remote from the world of investment, but could have a lot to do with what separates the great investors from the rest of us. Humans have […]
How do you behave in the face of fear?
How do you behave in the face of fear? Do you run towards danger, or turn and flee? Knowing how you and others react to extreme situations might seem remote from the world of investment, but could have a lot to do with what separates the great investors from the rest of us. Humans have […]
